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Terms and Conditions

Please read the following terms, conditions and disclaimers ('Terms') carefully before using this website ('Site'). By accessing this Site, you agree to be bound by the Terms. If you do not accept these Terms you must leave this Site and make no use of it or the information, material and content on this Site ('Content').

References to: Are references to:
'you' and 'your' Each person accessing this Site
'we', 'us' and 'our' BBP Bandenia PLC

Access and Use

These Terms govern your use of this Site and by accessing this Site you agree to be bound by them. This Site and the Content is provided for information purposes only. Accordingly, we may:

  • Update or modify the Content (including, without limitation, modify these Terms).
  • Suspend or discontinue this Site (or any part of it) or your access to it.

At any time without notice and for any reason. You agree to review these Terms regularly and your continued access to or use of this Site or the Content will mean that you agree to any changes to them. You must not:

  • Knowingly introduce viruses or other contaminants on to this Site.
  • Gain or attempt to gain unauthorised access to this Site or our computer systems.
  • Post or transmit any material that is threatening, illegal, defamatory, abusive or offensive.

Products and Services

All of our products and services are also subject to separate terms and conditions which govern their use ('Other Terms'). For example, if you are a Customer who has registered for our internet banking service, you will also be subject to the internet banking terms and conditions. In the event of any conflict between the Other Terms and these Terms, the Other Terms shall take priority over these Terms. Exclusions and Limitations of Liability: The following paragraphs exclude or limit our legal liability in connection with your access to and use of this Site and the Content. You should read them carefully. The following exclusions and limitations apply only as far as the law allows and, in particular, we do not exclude or limit:

BBP Bandenia PLC Bandenia is not a broker-dealer and does not execute or effect securities transactions, and does not provide or recommend services or products of investment, in relation to arranging and administering regulated mortgage contracts, BBP Bandenia PLC is authorised by the Prudential Regulation Authority and is regulated by the Financial Conduct Authority for this activities. In relation to our consumer credit business, Bandenia is licensed and regulated by the Financial Conduct Authority (FCA) and is an independent UK Financial Company - it is not affiliated with any other bank or organization (including BANDENIA`s newspaper or its publisher) anywhere in the world. "Bandenia Banca" are the registered trademarks of Bandenia Group, BBP Bandenia PLC is registered in the Information Commissioners Office under the Data Protection Act 1998, DPA license number ZA077830, AML register number 4979, and FACTA Foreign Financial Institution (FFI) number 940BA4.99999.SL.826; BBP Bandenia PLC will not be protected by the Financial Services Compensation Scheme.

BBP Bandenia PLC Branch in Commonwealth of Dominica is regulated and authorised to act as a trusted by the Financial Services Unit (FSU) of The Commonwealth of Dominica and is an incorporated company licensed to conduct Investment Services business by the Financial Services Unit (FSU) of The Commonwealth of Dominica. BBP Bandenia PLC is an enrolled tied insurance intermediary of Bandenia Insurance INC is authorized by the Financial Services Unit (FSU) to carry on long term business of insurance under The Insurance Act 2012.

BBP Bandenia PLC is an International financial institution incorporated in United Kingdom, BBP Bandenia Plc has been licensed by The Financial Conduct Authority (FCA) United Kingdom, with an authorized capital full paid of GBP£530.000.000,00. BBP Bandenia PLC Branch in Commonwealth of Dominica  has been licensed by the Government of the Commonwealth of Dominica to conduct International Trusted Business, Money Services Business and Insurance Brokers Business and It is authorized and regulated by supervision of The Financial Services Unit (FSU) dependent of the Minister of Finance of the Commonwealth of Dominica, the Money Laundering Supervisory Authority (MLSA) as the responsible for enforcing Anti Money Laundering (AML) policies for all financial institutions doing business in Dominica. The Dominica’s Financial Intelligence Unit (FIU) is the Central Authority for AML reporting. It operates under the Eastern Caribbean Central Bank (ECCB) and the Caribbean Financial Action Task Force (CFATF) guidelines.

  • Our duties and liabilities to you under the UK financial law or the rules of Prudential Regulation Authority, FCA Financial Conduct Authority for the conduct - Banking Supervisory Authority" for the conduct of business.
  • BBP Bandenia Branch Commonwealth of Dominica our duties and liabilities to you under Trustees Act (1877), International Exempt Trust Act (1977) (1987), Trust and Non-Profit Organization to conduct and to act as a trusted services,  for to conduct Investment Services business  and  to carry on long term business of insurance under The Insurance Act 2012, or the rules of  the Financial Services Unit (FSU) of The Commonwealth of Dominica
  • Liability for death or personal injury caused by our negligence.
  • Liability for fraudulent misrepresentation.

Although we have taken reasonable care to ensure that this Site remains available to you and the Content is accurate and complete, we give no warranties, representations or undertakings (express or implied) that:

  • This Site will be available or otherwise meet your requirements.
  • The Content is accurate or complete.
  • Access to this Site will be uninterrupted or that there will be no delays, failures, errors, omissions or loss of transmitted information.
  • No viruses or other contaminants will be transmitted or that no damage will occur to your data or computer systems.

You access and use this Site and the Content at your own risk. We are not liable for any loss or damage which you or any other person may suffer or incur as a result of accessing, using or relying upon this Site or the Content:

  • During any period of unavailability of this Site.
  • As a result of any modification, suspension, failure or discontinuance of this Site or your access to it.

Where we provide hypertext links to third party websites we do so for information purposes only. We have not verified the truth or accuracy of any content of such websites and any such links are not an endorsement or approval of any third party or the products or services described in those websites. You use such links entirely at your own risk and we accept no responsibility or liability arising out of or in connection with the content, use or availability of such websites.

No advice

BBP Bandenia PLC does not give investment advice. The contents of this Site do not purport to give advice or recommendations with respect to any BBP Bandenia products or services and nothing on this Site shall be deemed to constitute advice or a recommendation. If you need investment advice you should obtain advice from a qualified advisor who is authorised by FCA Financial Conduct Authority. Trade Marks and Copyright: "Bandenia Banca" is the registered trade mark of Bandenia Group. Copyright and all other intellectual property rights in this Site and the Content is owned by us or our licensors. You may use the Content for your own personal information for non-commercial purposes and you may reproduce Content in hard copy only to that extent. All other use is prohibited unless you obtain our express prior written consent. In particular, you are not allowed to modify or transmit this Site or any Content or link this Site to any other website without our express prior written consent.

Privacy

By agreeing to be bound by these Terms, you agree to be bound by our privacy policy.

Email

Email is not a completely secure means of communication and it may be possible for others to intercept, read and alter your messages to us. As such, messages and information you send to us by email are sent at your own risk.

Law applying to these Terms

English law will decide any legal questions about these Terms and about our dealings with you. The courts of England and Wales will also deal with any legal questions connected with this Site and these Terms.

Feedback

If you believe any Content is inaccurate or you have any suggestions on how this Site or the Content could be improved, please e-mail us at enquiries@bandenia.com or call us on (+) 1 800 854 5031. If you wish to contact us for any other reason please refer to the contact us page.